National Housing Bank - Recruitment of Officers in TEGS

Post

Minimum Educational/Professional Qualification

Minimum Post-qualification Experience (as on 01.09.2023)

Chief Economist (On Contract)

A Master’s Degree in Economics with specialization in monetary economics or Econometrics from a recognized Indian/ Foreign University.

Desirable: Doctorate degree in Economics / Banking / Finance from a recognized University will be preferable.

The candidate must have an overall experience of at least 15 years in a Commercial Bank / FI / reputed Rating Agencies / Government Bodies. Out of which minimum 10 years of experience in the areas related to Indian Economy and sectoral economy (preferably housing sector) in a Commercial Bank/ Fl/ Rating Agencies / Government Bodies.

Preference shall be given to candidates with work experience as Economist in Commercial Banks / Fis/ Rating Agencies/ Government Bodies.

Contribution to leading financial journals/ Newspapers will be added advantage

General Manager

(Project Finance)

Graduate in any discipline with Chartered Accountant

Minimum 15 years of experience in the Banks/ Fis/ regulated lending entities of which minimum 12 years in handling credit / project finance in Banks/ Fis/ regulated lending entities and the current post held by the candidate should be at Scale – VI or equivalent in PSBs / Grade D in AIFIs/equivalent in lending entities

Deputy

General Manager (CFO)

Chartered Accountant

Desirable educational qualifications: PRM/ FRM Certification and/ or CFA.

Minimum 12 years’ post qualification experience of which five years’ of work experience in overseeing financial operations i.e accounting, taxation, budgeting matters, in PSBs/ AIFIs / Regulatory Bodies in India, and the current post held by the candidate should be at Scale – V in PSBs / Grade D in AIFIs/Regulatory Bodies.

Assistant General Manager (Economist)

Post Graduate degree in Economics.

Desirable: M.Phil., Ph.D

10 years’ experience in Banks/Financial Institutions /Government Institutions / other public sector institutions of which 8 years in the areas related to economic research or strategic planning and the current post held by the candidate should be at Scale IV in PSBs / Grade B in AIFIs/equivalent in lending entities.

Deputy Manager (Economist)

Post Graduate degree in Economics. Desirable: M.Phil., Ph.D

2 years’ experience in Banks/Financial Institutions /Government Institutions / other public sector institutions in the areas related to economic research or strategic planning. Relevant experience in Banks/ Financial Institutions will be preferred. The current post held by the candidate should be at Scale I in PSBs / Grade A in AIFIs/equivalent in lending entities.

Post

Minimum Educational/Professional Qualification

Minimum Post-qualification Experience (as on 01.09.2023)

Deputy Manager (MIS)

Post Graduate degree in Statistics OR Post Graduate degree/ diploma in Operation Research. Desirable: M.Phil., Ph.D

2 years’ experience in Banks / Financial Institutions / Government Institutions / other public sector institutions in the areas related to MIS / Data Analytics / forecasting. The current post held by the candidate should be at Scale I in PSBs / Grade A in AIFIs/ equivalent in lending entities.

Senior Project Finance Officer (on contract)

Officers with minimum working experience of 15 years in SCBs/ Financial Institutions of which minimum 10 years of experience in handling Credit/ Project Finance.

Appraisal and handling of credit/project proposals and monitoring. Experience in Project Evaluation, Financial Modelling & Project Assessment.

Project Finance Officer (on contract)

Officers with minimum working experience of 10 years in SCBs/ Financial Institutions of which minimum 5 years of experience in handling Credit/ Project Finance.

Appraisal and handling of credit/project proposals and monitoring. Experience in Project Evaluation, Financial Modelling & Project Assessment.

Senior Application Developer (on contract)

B.E. (CS/IT)/B.Tech. (CS/IT)/MCA/MTech (CS/IT)/B.Sc. (CS/ IT)/M.Sc. (CS/IT)

Greater than or equal to 48 months (Relevant experience as per the Job Profile

mentioned in this recruitment shall be considered)

Application Developer (on contract)

B.E. (CS/IT)/B.Tech. (CS/IT)/MCA/Mtech (CS/IT)/B.Sc. (CS/ IT)/M.Sc. (CS/IT)

Greater than 24 months to less than <48 months (Relevant experience as per the Job

Profile mentioned in this recruitment shall be considered)

Academic qualification

Post Qualification Experience

Broad skill sets required

Generalist

A full time bachelor’s degree in any discipline with minimum of 60% marks (55% in case of SC/ST/PwBD) or a full time Master’s Degree in any discipline with aggregate minimum of 55% marks (50% in case of SC/ST/PwBD) from a recognized University or any equivalent qualification recognized as such by the Central Government.

Candidates possessing qualification of Chartered Accountant/CMA/Company

Secretary may also apply.

The candidate must possess valid Mark-sheet / Degree Certificate/ Professional qualification certificate that he/ she is a graduate/post-graduate/ Chartered Accountant/CMA/ Company Secretary (wherever applicable) as on 01.09.2023 and indicate the percentage of marks obtained in Graduation/ Post-graduation/professional qualifications while registering online.

While no prior experience is required, any relevant experience would be given weightage.

Communication skills written and oral, analytical ability and general understanding of economic scenario.

Hindi

Bachelor’s Degree in HINDI from a recognized University with aggregate minimum of 60% marks Or Master’s Degree in Hindi with aggregate minimum of 50% with ENGLISH as one of the main subject at degree level.

While no prior experience is required, preference will be given to candidates, having experience preferably in Government Department/ Public Sector Undertakings/ Banks/ Academic Professional Institutions in translation from English to Hindi and vice versa. Knowledge of shorthand/typing in (HINDI) and knowledge of rules and procedures of Government as regards official languages.

Facilitate usage of Hindi at all levels. Hindi typing / translation knowledge, Preparation of reference material/ circulars/ letters/ publicity materials etc. for effective communication. Organize Hindi workshop/ training. Assist Bank in compliance with provisions of O.L. Act, Government guidelines etc.

Name of Post

General Manager (Project Finance)

Job Profile:

•       Project Evaluation, Financial Modelling

•       Project Assessment, Negotiations

•       Driving Business Targets

•       Handling of Credit / Project Finance at large scale

•       Analysis and recommendation on Credit/Project Proposal

•       Placement of proposal in Bank’s Credit Committees

•       Supervising and Monitoring Credit inspection

•       Credit Appraisal and analysis

•       Any other work assigned from time to time

Skills & Competencies:

Appraisal and analysis of credit proposals and credit inspection

Name of Post

Deputy General Manager (Chief Financial Officer)

Job Profile:

•        Developing financial strategies at an organizational level by leading financial and accounting information, analysis, and recommendations to strategic thinking and

direction of the Bank.

•        Participating in the corporate decision-making process as a member of the Management Team with joint responsibility for the development of long-term corporate strategies and company policies.

•        Management and Information Analysis –He/ she will be an advisor to the top management for providing financial insights on the following: competitive 11 benchmarking, performance analytics, forecasting and budgeting, headcount and compensation forecasting, balance sheet management/ ROE, unit costing, client profitability, regional profitability and product profitability.

•        Monitoring and review finance and accounting policies, procedures and practices in line with international accounting standards, legal requirements and industry best

practices.

•        Owning financial responsibilities including financial reporting, budgetary management and presentation to the Management, Board Committees and to the Board of

Directors, Regulators and additionally managing the relationship with the Credit Rating agencies.

•        Responsible for timely preparation and submission of financial statements including profitability statements and Annual Report for the Bank.

•        Overseeing the Statutory Auditing function in the Bank and ensure timely completion of the Audit; which includes Communication of Guidelines & conduct of Audit throughout the Bank.

•        Ensuring Regulatory and Statutory filings and compliances of Direct and Indirect Taxes (GST), various regulators viz RBI, SEBI, MoF etc. Compilation of financial

statements in accordance with Indian Accounting Standards (Ind-AS).

•        Policy formulation on the relevant functional area. Ensure preparation and administration of Staff Incentive Scheme (Individual, Group, and Campaign) as per the

guidelines of GOI with inputs from Vertical Heads.

•        Ensuring implementation of IND AS in Bank. Developing and miniating accounting systems as per the Accounting Standards and RBI Guidelines and Maintenance of Internal Control over Financial Reporting (ICOFR).

Name of Post

Assistant General Manager (Economist)

Job Profile:

•        To track, analyse, evaluate and forecast key economic and financial data at global, national & regional levels.

•        Providing strategic inputs on various economic and financial developments to the top management and to contribute for formulation of strategy and policy.

•        Conducting studies to explore new business opportunities, analysing existing products/processes to improve outcome, suggest right mix of business in order to maximize risk-adjusted return.

•        Conducting impact studies on various topical issues that have the potential to affect the business of the Bank.

•        Any other related work entrusted from time to time

Name of Post

Dy. Manager (Economist)

Job Profile:

•        To track, analyse, evaluate, and forecast key economic and financial data at global, national & regional levels.

•        Providing strategic inputs on various economic and financial developments to the top management and to contribute for formulation of strategy and policy.

•        Conducting studies to explore new business opportunities, analyzing existing products/processes to improve outcome, suggest right mix of business in order to maximize risk-adjusted return.

•        Conducting impact studies on various topical issues that have the potential to affect the business of the Bank.

•        Any other related work entrusted from time to time

Skills & Competencies:

Good understanding of economic scenario and banking / financial sector

Name of Post

Dy. Manager (MIS)

Job Profile:

•        Building and maintenance of robust MIS platform, understanding of all data collected at various departments level and process, organize, and present them as

meaningful information for growth of the Bank, suggest new data items to fill up gaps to ensure capture of important activities of the Bank.

•        Attending to new requirements for data from the top management, regulatory bodies, and governments. Providing of business reports/data for decision making.

•        Automation of processes involved in preparation of various internal and external data

•        Ensuring preparation and timely/accurate submission of prescribed regulatory returns

•        Any other related work entrusted from time to time.

Skills & Competencies:

Good Data Analytics Skills

CONTRACTUAL

Name of Post

1.      Chief Economist (On Contract)

Job Profile:

•        Leading a team at Market Research in the Bank

•        Providing strategic inputs on Housing Sector and related developments - India and global perspective to the Top Management of the Bank.

•        Providing inputs on strategy and policy of the Bank based on macroeconomic developments and challenges of housing finance sector in the country

•        Pivotal role in policy formulation, analysis and communicating to the outside world and has to be well conversant in Housing / Banking / financial / investment / economic

policy domain.

•        Periodic analysis & presentation of the business profile of the Bank to its Stakeholders, Media and Public.

•        Any other assignment as may be assigned by the Bank from time to time.

Skills & Competencies:

•        Should possess expertise and in depth understanding of Domestic & Foreign Economic scenario, macroeconomic indicators, structural changes in the economy, Sectoral Economic Activities, especially in Housing Sector.

•        Understanding of Govt economic policies, laws and regulations, fiscal and monetary policies etc. which plays important role in the growth of the Housing Finance Sector

•        Understanding of Econometrics modelling, forecasting and analysis.

•        Possess excellent presentation / communication – verbal and written skills with analytical insights into banking / economic issues.

•        Should have strategic leadership skills, strong interpersonal skills and strong analytical and problem-solving skills.

Name of Post

2.      Senior Application Developer

Job Profile:

Development, Customization, Testing and Maintenance of Bank’s in-house software applications to meet specific requirements the Bank.

The developers shall possess experience in writing applications, APIs, developing and managing XML/XBRL transformations and executing Agile development tools, Documenting development processes, schema definitions, rules, standards as well as preparing progress reports, troubleshooting application and databases issues to provide good user experience for all Bank in house applications. Senior Application Developer should be capable of managing team of developers and work as Team Lead towards development, implementation and maintenance of packages.

Extensive knowledge of

•        Programming languages- C#, C, HTML, CSS, Bootstrap, JavaScript, JQuery, VB.NET, Visual Basic/Excel, Python (desirable)

•        Database and backend tools -MS-SQL, SSRS, SSIS

•        Reporting tools - Power BI, WWF, WPF, WCF

•        Web frameworks – ASP.NET

•        Security related coding practices / Vulnerability closure

•        Software Testing

Skills & Competencies:

•        Good communication and analytical skills

•        Translates functional specs into technical specs /SRS preparation/Wireframes

•        Problem resolution/troubleshooting

•        Basic understanding of business processes (desirable)

Name of Post

3.      Application Developer

Job Profile:

Development, Customization, Testing and Maintenance of Bank’s in-house software applications to meet specific requirements the Bank.

The developers shall possess experience in writing applications, APIs, developing and managing XML/XBRL transformations and executing Agile development tools, documenting development processes, schema definitions, rules, standards as well as preparing progress reports, troubleshooting application and databases issues to provide good user experience for all in-house applications of the Bank.

Extensive knowledge of

•        Programming languages- C#, C, HTML, CSS, Bootstrap, JavaScript, JQuery, VB.NET, Visual Basic/Excel, Python (desirable)

•        Database and backend tools -MS-SQL, SSRS, SSIS

•        Reporting tools - Power BI, WWF, WPF, WCF

•        Web frameworks – ASP.NET

•        Security related coding practices / Vulnerability closure

•        Software Testing

Skills & Competencies:

•        Good communication and analytical skills

•        Translates functional specs into technical specs /SRS preparation/Wireframes

•        Problem resolution/troubleshooting

•        Basic understanding of business processes (desirable)

Name of Post

4.      Senior Project finance Officer

Job Profile:

•        The job profile of the Project Finance Officer on Contract shall be as under:

•        To assist the Bank in Project Evaluation, Financial Modelling, Project Appraisal, Project Assessment, Negotiations, Preparation of Credit/Project Proposal, Supervising and Monitoring, Project inspection.

•        Responsible for liaisoning with State Govt./Banks/HFCs/RDBs or any other class of institutions for sourcing of housing projects/urban infrastructure development

projects / refinance proposals